Take Control Of Your Money

With ALAT, Nigeria’s first fully digital bank, you can open an account and manage your money without ever going to a branch. This award-winning app also gives you access to exclusive group and personal savings, a free debit card, lifestyle benefits and up to 4% annual interest.

Your Bank, Your Way

This bank was built for you. We are Nigeria’s first fully digital bank, designed to match your lifestyle and help you save more. No ridiculous fees, no excuses, no drama. Download ALAT now and take control of your money

What does this mean for me?

  • You’ll be able to do much more from the click on your app.
  • You can now enjoy ALAT exclusives including automated savings goals with up to 10% interest.
  • Save with your friends using (Group Target & Rotating Savings).
  • Get personal loans.
  • You now have more banking power within reach, wherever you can connect to the internet.
  • Save money with discounts on ALAT Rewards for your everyday needs.

How do I get on ALAT?

  1. Download the app on Google Play (for Android phones) or on iOS App Store (for iPhone).
  2. If you have a Wema Bank account, sign up on ALAT  and follow the prompts on your screen.
  3. If you don't, follow the prompts on your screen to sign up on ALAT.

ALAT Instant Loans

As with everything else on ALAT, you can now apply for a loan without a paper work, no visitation to any physical location and response time between acceptance of offer and loan disbursement is in minutes. You can borrow as much as N4,000,000 (Four million naira) without any collateral.

ALAT Rewards

  • ALAT Rewards - Open an account for your kids (Day 1 to 12 years) via the ALAT app and have full control of the account.
  • Royal Kiddies Account - Do more transactions on ALAT and receive points to get Airtime or Data.

ALAT Savings and Goals

ALAT Goals are created by you to help you get the things you want.

Whether you’re setting up a budget, saving for that special item or just looking for a rewarding investment plan, ALAT Goals has got you covered. You can create as many Goals as you need. It’s as easy as, setting your target, choosing your saving frequency and watching the magic happen. ALAT handles the rest…and makes you some good money in the process.


Wherever you are in the world, your ALAT debit card gives you the freedom to pay. And because life is better when you have options, you get to pick from three card designs and we’ll deliver yours to you anywhere in Nigeria at no cost.

The real fun begins when your card arrives: you can activate, lock and unlock it from your phone.


If you need help or you’re just curious, you’ve come to the right place.

Click here